Hurt? Scared? Embarrassed?

Don't panic!

Vultures disquised as "helpers" are laying in wait for people who are panicked about their plight. They offer "easy" fixes to your complex problem for a "fee". Our email is swamped with offers from these snakes saying that if we pay them they'll teach us how to profit from foreclosures and short sales. What?! Just where does that jive with the Realtor^®  Code of Ethics?

Stop! Look! Listen!

Our Governor has a great FREE resource for you!

HELP FOR ARIZONANS FACING FORECLOSURE

Arizona Foreclosure Help Line

1-877-448-1211

Exhausted all possibilities of saving your home?

If you have spoken to a counselor from the Governor's recommended list, the loss mitigator from your lender/bank and your CPA/tax advisor and the consensus is to short sell, then and only then, give us a call. We are dedicated to helping people get and keep homes, not lose them.

Want to buy?

If you're looking for where to find how to make a quick killing on buying short sales and foreclosures, you're on the wrong website.

0. Short does not mean quick. Short means that the Seller is trying to sell the house for less than the mortgage and get the lender/bank to accept the amount as paid in full. It can, and has, taken many months to hear back from a lender/bank and the answer may still be "no".
0. The lender/bank's obligation is to the investors they serve, not the mortgage holders or the potential buyers.
0. There may be other liens than the first mortgage. The first may accept and the second says "no".
0. If the house has already gone back to the lender/bank (foreclosed) they've already taken a bath. As is really means "as is". Lenders may balk at providing a new mortgage on a house that is missing fixtures, cabinets and drywall. Seriously, you should have, or be, a contractor to estimate what it would take to bring the house to liveable, and lendable, condition.

You may be on the right website only if:

0. You have no time constraints of any kind.
0. You really don't have to buy a house, but you'd invest if a good deal came along.
0. You have the constitution of an iron horse.
0. You have the patience of Job.